What it is
Social Security provides monthly retirement benefits to qualified workers and their families, based on a lifetime of earnings and contributions through payroll taxes.
Who may qualify
- Workers age 62+ with 40 credits
- Spouses and dependents may also qualify
- Full benefits at full retirement age
How to apply
- 1Create a my Social Security account
- 2Apply online, by phone, or in person
- 3Choose when to start benefits strategically